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High Risk ACH & Check Services

Check acceptance can play an important role in operating your retail business. It can however bring retailers high costs and the risk of fraud. With electronic check conversion, you can process paper checks electronically. It's faster, more secure and costs much less than processing paper checks the traditional way.

Electronic Check Conversion gives all businesses convenience with a guarantee. This high risk processing check conversion process not only processes the check electronically and saves trips to the bank, but it also guarantees the approved transactions. With this program, businesses simply accept the checks and the check conversion program does the rest! Businesses can now accept and process checks just like they accept and process credit cards.

Please use the Contact Us page to receive more information or contact IBI Merchant Services Sales Support.

Echeck Merchant Account. Low Risk, Mid-Risk & High-Risk Check Processing Services. High risk merchant account payment processing services including e-check ACH & check 21 high risk check payment processing services. Call centers, MOTO merchants that need a Virtual Terminal for call center check processing of telephone orders and mail order merchants, or eCommerce Merchants that require an API integrated check solution as well as MOTO Virtual Terminal.

Our eCheck solutions offer a variety of reporting tools as well as a robust Payment Gateway with many advanced features including:
  • Repeat Billing / Recurring Billing
  • Virtual Terminal
  • Check verification
  • Address Verification / Bank Routing
  • Fraud Scrubbing
  • Secure Encrypted Virtual Terminal Access
  • API for Developer Integration / Programming
  • Detailed Reports / Daily – Weekly – Monthly – Yearly Totals
  • Batch Upload / Daily Auto-Batch Processing

Major Benefits of Accepting eChecks:

  • Accept payment from any one with a valid US Checking account
  • Funds from eCheck transactions are confirmed in the customer’s account in seconds.
  • Merchants worldwide can use eCheck to accept electronic check payments
  • International merchants accepted
  • Consumer accounts debited same or next day
  • 24 hour account access with full reporting
  • Funds cleared through the Federal Reserve
  • Easy Approval
  • Simple online application
  • No signature required before approval
  • Photo ID and Utility bill are all that are required in most cases for supporting documents
  • Less than 5 minutes to complete the application online
  
  
  
  
  

Free Merchant Account

Lowest Possible Rates &
No Hidden Charges

No Application Fee &
No Setup Fees

Fast Setup, Easy Installation

Lowest Possible Rates &
No Hidden Charges

No Application Fee &
No Setup Fees

Accept Checks
Without Risk

Check Conversion
& Guarantee

ACH & Check Over
the Phone/Internet

Accept Checks
Without Risk

Check Conversion
& Guarantee

ACH & Check Over
the Phone/Internet

Adult, Travel,
Telemarketing, Debt/
Collection & More

Low Credit Score
& No Credit - OK

99% Approval Rates

Receive 5k-300k+
For Your Business

No Property Liens
or Collateral

High Approval Rates/
Declines Welcome

Testimonials
"I could not believe how easy it was to open up a credit card processing account with IBI Merchant Services. We are receiving lower rates than our last merchant account provider and I would recommend you to everyone." - Mark Anav


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Why IBI?
Fast Approval Times
FREE Merchant Account
#1 Customer Service
Lower Rates than Your Bank
Fast Deposit Times
Years of Experience in Industry
No Application Fee
No Setup Fees
No Deposit Required
24/7 Merchant Support
Contact Info
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IBI Merchant Services
5530 Corbin Ave. Ste #165
Tarzana, CA 91356
Email: info@merchantserviceshighrisk.com